Debt Erazer
Credit Report Restoration
Your credit record is essentially a detailed report on how well you manage your credit. In terms of the National Credit Act 34 of 2005, consumers are entitled to free copies of their credit reports once a year. It is advisable that one obtains their credit reports from at least four of the major credit bureaux, namely Transunion, Experian, XDS and Compuscan, as consumer credit information, contained in credit reports, can vary amongst the different credit bureaux. If you already have your credit report and would like a credit repair assessment or if you want help to get your credit report then email: bookings@blackfeegures-debteraser.com
Erasing of Debt Review:
Debt counselling can be erased. Circumstances change and consumers may find debt review is not working for them or it is just not necessary anymore. This entails the rescission of the court order that enforces the debt review, or where a court order is not in place, the consumer can apply to be declared to be no longer over-indebted. We have assisted and continue to assist many with the erasing of the debt review process. Click Here to find out More.
Erasing Rescission of Administration Court Orders:
The legal process to stop an administration order for debt repayment to an administrator who is then responsible for distributing the debt repayment to the debtor’s creditors entails the rescission of the court order that enforces the civil debt administration. We are experts in the rescission of administration orders. Click Here to Find out More.
Erasing Rescission of High Court Judgments:
The National Credit Amendment Act essentially made redundant the necessity to rescind a judgment that is “paid up” as a paid-up judgment can be removed by the credit bureaux without it being rescinded or set aside. As High Court judgments are typically taken for amounts that exceed R100 000.00 and are seldom immediately “paid up” after the judgment is granted, the need to rescind a High Court judgment often arises where the arrears relating to the High Court judgment have been “paid up” and the consumer wants the judgment off his or her credit report. The requirements to rescind and cancel a High Court judgment differ from the requirements of rescinding and cancelling a magistrate court judgement. Click Here to Find out More.